Here at Inter-Tech Collision, we know that getting into an accident is one of the most frightening and stressful experiences you can have while driving your vehicle. Just the stress of this alone can make you draw a blank when trying to determine the next steps after an accident. There are certain steps you may want to take in order to help make sure everyone is safe, to follow the law, and to get the insurance claim process started. Not to mention how to contact your body shop to make sure your baby gets repaired and back on the road.
Inter-Tech wants you to remember the following steps, which will help guide you through important decisions you need to make if you’ve been in a car accident, whether you were at fault for the accident or not.
CHECK YOURSELF FOR INJURIES
Cars can be repaired. Your first step should be to check yourself out for injuries before exiting the vehicle, and speaking with other parties involved. Make sure you are taken care of first, and when it comes to your car, let Inter-Tech work on that.
CHECK ON THE WELL-BEING OF YOUR PASSENGERS
Once you have yourself in order, and you have verified that it is safe for you to remove yourself from the vehicle and check on others, do so. If someone is injured, be sure to dial 911 and give them your name, location and a brief description of the injuries of all parties. Most importantly, do not attempt to move anyone who might be injured.
GET TO SAFETY
If you’re able to, move to the side of the road or a sidewalk. If your car is safe to drive and is causing a hazard where it is, pull it to the side of the road. Otherwise, leave it where it is and get to safety.
Whether an accident is considered a minor fender bender or a major collision, calling the police is important — and in some states, it’s legally required. The responding officers will fill out an accident report and document the scene. If the police can’t come to the scene of the accident, you can go to the nearest police station and complete a report yourself. When you file a claim with your insurer, they may ask for a copy of the police report to help with the claims process.
After making sure you and any passengers are uninjured, exchange contact and insurance information with the other driver.
One thing we here at Inter-Tech recommend when it comes to exchanging information is refrain from talking about whose fault the accident was. The police will work to determine this, and when you file an insurance claim, the adjuster reviewing your claim will determine who’s at fault based on an inspection of the vehicles/property damaged, information provided by you and the other parties involved in the accident, and any supporting documentation, like the police report or photographs from the scene.
DOCUMENT THE ACCIDENT
In order to help protect you, we recommend taking the following steps:
To help keep all of this documentation in order, we here at Inter-Tech, and most body shops recommend keeping a list of these steps somewhere in your vehicle.
NOTIFY YOUR INSURER AND START THE CLAIMS PROCESS
You may want to call your insurance agent while you’re at the scene. That way, they can tell you exactly what they will need to in order to process your claim and what you might expect during the claims process.
An accident can leave even the most seasoned driver frazzled, but following these steps may help protect you from unnecessary worries. That way, you can focus on working with your insurance company to get your vehicle repaired as smoothly and as quickly as possible. Remember, Inter-Tech is here for you if you have any questions regarding these steps.